About ClearView

ClearView offers innovative and flexible insurance solutions for Australians.

ClearView is Australia's 9th largest insurer. Regarded within the industry as a boutique insurer, ClearView is often able to tailor insurance solutions to customers which are difficult to do with other insurers.

ClearView also offers an industry leading suite of 'accident-only' coverage for those who are not eligible for health based cover.

Insurers’ Claims Acceptance Rates

This data ranges from 1st January 2023 to 31st December 2023 and are sourced from Income Protection claims where policies were purchased through an adviser channel.

1
NobleOak | NEOS
97.4% claims accepted
2
MLC | Encompass
96.9% claims accepted
3
AIA Australia
95.6% claims accepted
4
ClearView
95.1% claims accepted
5
Zurich | OnePath
94.1% claims accepted
6
TAL | BT
93.7% claims accepted
7
MetLife Insurance
Paid $607m in claims

Claims Paid By ClearView

In the 2023 FY ClearView paid $127.35m in claims to 1,032 Customers and their families.

Insurance Products By ClearView

Where Health Based coverage is not available, Accident Only cover can be offered for the following Products:

  • Life
  • Total And Permanent Disability
  • Income Protection
Life Insurance
Income Protection
TPD Insurance
Critical Illness Insurance
Child Cover

Discounts Offered By ClearView

Health Maintenance Discount
  • All new policies will come with a 10% discount.
  • This discount will decrease by 1% each year (e.g., 9% in the second year, 8% in the third year, etc.).
  • Every two years, ClearView will offer policyholders the chance to reset their discount to 10%.
  • To reset the discount, policyholders need to complete a short online questionnaire covering height/weight, last doctor’s visit date, and smoker status. If the responses are acceptable, the discount will be reset to 10%.
  • The discount reset will not apply if the original policy was issued with a loading or is for accidental cover
Large Policy Discount

All Life and TPD policies with a sum insured over $1M will include a 17.5% discount for the life of the policy. This is in conjunction with the health maintenance discount.

Compare ClearView With Other Insurance Companies

Choosing the right insurance company is vital. Access our comparison tool today to see your options!

Want to learn more about ClearView?

To learn more about ClearView and explore their comprehensive insurance solutions, you can review their Product Disclosure Statement (PDS).