Your Trusted Life Insurance Brokers for Quality, Tailored Cover
Save time setting up the right cover by simply requesting a quote from our friendly life insurance brokers today.
Partnered with over 90% of Australia’s retail insurers
What Is A Life Insurance Broker?
Life Insurance brokers are authorised representatives of an Australian Financial Services License.
We are specialists who help you understand your insurance options and help match you with an insurer which is competitive for your position.
Comparison quotes from 9 of Australia's leading insurers at no additional cost to you
Request a one-on-one quoting session to understand policy options, test the cost of different levels of cover and compare features with a professional.
Have a single point of contact for quoting, application, review, and claims support.
Compare your Default Superannuation Insurance for cost and quality.
Complete medical pre-assessments to ensure you have the most comprehensive cover.
How A life Insurance Broker Can Help You
Organising your Life Insurances can be confusing. How much cover do you need, what options are available and which insurer is best for you? We shield Aussies from this burden by working with various life insurance companies to present the best policies for you to choose from. Here’s the process.
Easy Set Ups
Save time by having an expert guide you through the process and taking the admin work off your plate.
Ongoing Protection
We’ll check in over time to make sure that you always have the right amount of cover at the best price.
Help With Claims
We’ll be there to help throughout the claims process, allowing you to focus on recovery and family.
Why Use A Life Insurance Broker
A Life Insurance Broker can be an invaluable resource when it comes to finding the right life insurance policy. Here are some reasons why you should consider using a broker:
Wide Range of Policies
Brokers have access to a wide range of insurance policies from different providers, ensuring you get the best coverage for your needs.
Default Vs Quality Cover
Brokers compare default cover offered by your superannuation fund for cost and quality by giving you an objective features and cost report.
Understand The Cost
Brokers help you understand the cost of each insurance policy, including the impacts of different payment options like through your super or out of pocket.
No Extra Cost to You
Brokers are paid via the same fixed and capped commission structure from all the insurers, so they aren’t incentivised to prioritise any insurer over another.
Yearly Check Ins
Brokers will help you review your cover annually ensure your insurance policies are still meeting your needs and that you’re not over or underinsured.
Easier And Faster
Brokers can help to compare policies, making the process of choosing the right insurance more straightforward and less time-consuming.
Our Services
Flexible cover types to provide either a lump sum benefit or a monthly income stream when you need it most.
Income Insurance
This insurance provides monthly payments of up to 70% of your income if you unable to work due to ill health. It helps you pay the bills and afford living expenses.
Life Insurance
This insurance pays out a lump sum if you pass away or become terminally ill. This lets you rest easy knowing your loved ones will be taken care of financially.
Disability Insurance
Total and Permanent Disability (TPD) Insurance pays out a lump sum if you are unable to work again. This helps you survive financially without an income.
Critical Illness Insurance
Also known as Trauma Cover, it provides a lump sum payment if you are diagnosed with or suffer from a covered event such as cancer or a stroke.
a Premium Insurance Experience without the extra fees
Get your own dedicated insurance broker and access to quality insurance you couldn’t on your own, all without paying extra for our services. If you've ever worked with a mortgage broker, we are very similar. Instead of helping you find the best bank, we help you find the best insurer. Insurance companies pay a set commission rate to brokers for work completed at no additional cost to you.
Expert guidance
We’ll guide you to get your insurance set up with confidence and ease.
Quality Insurance
Get the right plan at the right price – a policy that suits your needs and lifestyle.
Personalised cover
Get top-notch coverage from nine of Australia's leading insurers at no extra charge.
Full Claims Support
We’re here to support and guide you throughout the entire claims process.
The People We’ve Helped Get Insured
Fantastic service provided by WeLifeInsure. Wilson was very knowledgeable and made the entire process of obtaining and reviewing personal insurance easy to follow and understand. He was extremely patient in explaining all important aspects and tailoring the policy to individual needs and circumstances. He was also able to give many other helpful pointers, such that it is evident that he always keeps the best interest of the individual at heart. Highly recommended.
Wilson provided comprehensive explanations to my never ending questions and I felt like I was then in a position to make an informed and appropriate decision for my situation. Consideration was given to ensure that I had explored my current insurance and was aware of what I would be giving up if I switched. Thanks Wilson for your excellent customer service. Highly recommend.
Wilson's organised, calm approach to organising my Insurance products with me was seamless. Never felt like a question was too difficult, or silly to ask and the explanation was clear and excellent comparisons were used to help me gauge what level of cover I need. Would recommend his services to friends and family!
How Personal insurance helps
We help people from all walks of life but most of our clients usually fall into the following categories. This is how personal insurance helps them.
Your family relies on your income to provide them the best life possible. Personal Insurance makes sure you can always do this. Here’s two ways how:
- Life Insurance provides financial support for your loved ones in the event of your unexpected passing
- Income Protection provides a safety net if you're unable to work due to illness or injury
You’ve sacrificed a lot to build your business. Personal Insurances helps safeguard your years of hard work. Here’s two ways how:
- Income Insurance covers you if you’re too sick or injured to work, especially if you don’t have sick leave
- Life Insurance ensures you have funding for your buy/sell agreement if you unexpectedly pass away or are forced to exit the business for health reasons
You’ve just started building wealth and earning an income. Personal insurance protects your current savings and your future earnings potential. Here’s two ways how:
- Disability Insurance replaces the income you would have earned over your life if you become disabled
- Income Insurance protects your savings or stops you moving in with Mum and Dad if you’re too sick or injured to work for a few months to a few years
1. Contact Us
We’ll walk you through your options based on your specific insurances.
2. lodge
We’ll help fill in the forms to help you avoid the common claim mistakes.
3. review
The insurer reviews the claim and will let us know the outcome.
4. payout
If your claim is accepted you’ll usually receive your money in 48 hours.
Does Personal Insurance Really Get Paid Out?
Thankfully, the government keeps a close eye on insurers in Australia to make sure you can. Different insurance companies have varying payout rates, so it's important to choose the right company that aligns with your needs. Here’s data they’ve published for 2023.
